The first thing you will do is answer four questions on this site before the actual application. Based on your responses, these questions are meant to pre-determine if you meet the minimum requirements for the 34 lenders in our network.
At Boating Credit, we do not want you to have any surprises regarding our fees. As such, we show you the outline of our fee structure before you land on the application page. Once you agree to our fee structure, you will start the application.
Our online application is very short as it only requires the information we need to pull your credit, run your debt to income ratio, and determine if you should be able to qualify with any of our 34+ lender programs.
Within 30 seconds of submitting the online application, we will show you your credit score and a pre-determination of your ability to qualify with any of our lender programs. PLEASE NOTE: The pre-determination has NO AFFECT on your credit.
After a quick review, one of our Finance Managers will call you to discuss potential credit options. Please note: We are not compensated by the lenders. As such, we will always show you the lowest rate and best term available.
After you see your lender options, pick the program you want to accept and complete the process with the lender. As soon as you do, most lenders take 2 to 4 days to close the transaction and deposit the money directly into your bank account.
From brand new boats to the very old boats that no bank would consider financing... We have payment plans for boats of all sizes and prices.
We arrange financing plans for new and used motors of any age or power. We can also finance the rigging to put the motor(s) on your boat.
We can help you finance any new or used trailer. The size, year, make and model doesn't matter. We have lenders waiting to approve your request.
Owning a boat can be expensive. We can help you with those costly repairs by arranging 100% financing for all your boating needs.
Just click on "GET STARTED" to start your application!
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
Boating Credit
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