Boating Credit is a subsidiary of Credit Technologies which is a FinTech company that is owned and operated by Bankers, Technology Professionals, F&I Pro's, and Boating enthusiast. Together, they created a "one stop shop" for the financing of boats, motors, trailers and marine products and services.
At Boating Credit, our lenders are happy to offer 100% financing for any age boat, motor, trailer, and service or repair. If you are selling any product or service related to the marine industry, our lending partners can offer fixed rate loans from $1500 to $125,000 with terms from 3 to 12 years.
Offering prime and sub-prime credit levels. The minimum underwriting requirements include a good credit score (usually 620+) and a credit history free of recent bankruptcies or collections. The only other requirement is enough income to carry the new debt. That's basically it!
Why use one finance company when you can use 34? It's a fact... Many Buyers do not have perfect credit and/or they want to buy something that banks will not usually finance. For that reason, we work with 34 financing plans in our attempt to help people secure financing plans that fit their budget for the marine product they want to purchase.
While our technology will show you an instant response that includes the Applicant's credit score and their ability to pre-qualify, our Finance Managers actually work on each application in an effort to secure the best rate and terms available for your customer. NOTE: Since we are not paid by the lenders, we always present the very best options..
The lenders we work with do not charge your business a fee when a loan is funded. For that reason, you will always get paid 100% of the amount requested as long as the Applicant qualifies for the full amount. Even if the Applicant/Borrower accepts a loan that offers a promotional rate of 0% for up to 24 months, you still get paid 100%.
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